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In fact, VA lenders can count disability income as effective income toward a mortgage, and borrowers with a service-connected disability are exempt from paying the VA Funding Fee, a mandatory cost the VA applies to every purchase and refinance loan to help cover losses and ensure the program’s continued success.

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One of the easiest ways for mortgage borrowers to improve their financial position in 2016 is to refinance their home loan. highest deposits will get the best rates. At the other end of the scale,

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Self-employed and no income verification mortgages. Fortunately, there are still ways to get a mortgage if you’re self-employed or have a fluctuating or hard-to-prove income. Self-employed borrowers are certainly eligible for full document loans but they also have the option of bank statement loan programs not available to W-2 wage earners.

New American Funding Reverse Mortgage is a California-based, family-owned Fannie Mae, Freddie Mac, and Ginnie Mae direct lender, seller, and servicer for loans, refinance, and reverse mortgages. Some of the loans and mortgages they offer include fixed rate, VA, FHA, ARM, jumbo, home improvement, reverse mortgage, HARP, and interest-only home loans.

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A reverse mortgage is a type of loan that’s reserved for seniors age 62 and older, and does not require monthly mortgage payments. Instead, the loan is repaid after the borrower moves out or dies. A reverse mortgage lets you borrow against your home’s equity so you get cash without selling your home.

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 · Christian Best is an award-winning Mortgage Broker, recognized within his industry for exceptional expertise, strict ethical standards and delivering unmatched benefits to his clients. Respected as a leader in his community, he partakes in philanthropic endeavors to advance people of color.

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